What Happens to Yield Curve When Interest Rates Rise?
Learn what happens to the yield curve when interest rates rise to discover if an inverted yield curve really means a recession.
What Does an Inverted Yield Curve Look Like?
What does an inverted yield curve look like when it’s used to predict a recession due to reversed interest rates between short-term and long-term debt?
Debt Service in Real Estate Investing
Debt service is important to understand when calculating the return on a real estate investment. You can leverage your capital while managing risk.
LIBOR to SOFR Transition Timeline: EVERYTHING You Need to Know
A significant change is coming, and you need to know about it. We are transitioning from LIBOR to SOFR occurring to determine adjustable rate loans to the SOFR.
How is SOFR Different from LIBOR?: The Key Differences To Note
The critical difference between SOFR and LIBOR is that SOFR is a backward-looking secured rate. This article will cover the key differences between SOFR and LIBOR and how the two affect financing loans and mortgages.
Debt Service Coverage Ratio Real Estate (DSCR): How This Formula Affects Your Returns
The Debt Service Coverage Ratio in real estate helps you figure out how much money you can borrow when buying a multifamily property.
Why is SOFR more Volatile than LIBOR?
SOFR is more volatile than before because it is an overnight rate. The ARRC determined that it is much safer to collateralize loans and interest rates based on overnight trading instead of utilizing the LIBOR for financial contracts and derivatives.
What is the Difference Between Conforming and Conventional Loans?
They both serve different functions for different borrowers. The processing and underwriting criteria for both are different in terms of maximum LTV and DTI, and the median credit score minimums are different as well.
CLO vs CMBS: What is the Difference Between CMBS and CLO?
CLOs and CMBSs are the choices if a traditional loan is either not available or does not fit the needs to purchase or finance a property. CLOs and CMBSs allow a purchaser or a team of purchasers to buy a property.
What is CLO Structuring? And What Does a CLO Do?
Collateralized loan obligations are structured credit, a fixed income that includes asset-backed securities, residential mortgages, and commercially backed loans.